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Chase PaymentechTM Earnings Credits

Cost Reduction / Efficiency

There are several key factors influencing the increased focus on cost reduction
and efficiency

Chase PaymentechTM Earnings Credits
Use operating balances to reduce the expense of merchant services and interchange fees
How it Works

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Paymentech Statement
Benefits
  • Automatically leverages the value of balances to offset bank service fees across
    the globe
  • Reduces fee expense and improves returns
  • Has the potential to increase operating income and enhance operating margin
  • Provides fee reduction value for trapped balances
  • Cash is completely liquid throughout the business day – accessed in real time
  • Reduces reliance on overdraft or intraday credit lines
  • Earnings credits are applied automatically in 23 locations, in more than
    30 currencies
  • Global billing platform provides full visibility into accounts, transactions and
    fees on J.P. Morgan accounts worldwide
  • Detailed information available for local and global relationship via
    J.P. Morgan ACCESS®
     
Liquidity Lifecycle
Global Earnings Credits
Paymentech Earnings Credit Solutions
Liquidity Management Accounts
Cash Concentration
Rules Based Liquidity Management
Global
Earnings Credits
Paymentech
Earnings Credits
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