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Global Earnings Credits

Cost Reduction / Efficiency

There are several key factors influencing the increased focus on cost reduction
and efficiency

Global Earnings Credits
Use excess earnings credits from across your organization to offset bank service fees in locations around the globe - without moving funds
How it Works
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Rel. Statement
Local Statement
Income Statement
Benefits
  • Automatically leverages the value of balances to offset bank service fees across
    the globe
  • Reduces fee expense and improves returns
  • Has the potential to increase operating income and enhance operating margin
  • Provides fee reduction value for trapped balances
  • Cash is completely liquid throughout the business day – accessed in real time
  • Reduces reliance on overdraft or intraday credit lines
  • Earnings credits are applied automatically in 23 locations, in more than
    30 currencies
  • After offset is applied, remaining fees can be settled locally or centrally
    through a single bill
  • Global billing platform provides full visibility into accounts, transactions and
    fees on J.P. Morgan accounts worldwide
  • Detailed information available for local and global relationship via
    J.P. Morgan ACCESS®
     
Liquidity Lifecycle
Global Earnings Credits
Paymentech Earnings Credit Solutions
Liquidity Management Accounts
Cash Concentration
Rules Based Liquidity Management
Global
Earnings Credits
Paymentech
Earnings Credits
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